New Year’s Eve 31-Day Financial Challenge

financial goals hero money

Every year, millions of people set financial goals to better their money situation in the New Year. Unfortunately, the reality of committing to a resolution for a full calendar year isn’t possible for most. This year, set attainable monetary goals with these 31-days of financial resolutions. Every day you’re able to complete a task, you’ll get the benefits of dopamine in the prefrontal cortex, the part of the brain that controls motivation. By the end of the challenge, you’ll be inspired to set even larger and more challenging goals as you start to realize money doesn’t control your life


Each week of this four-week challenge has a different theme starting with mindful spending, and ending the month with long-term goals to build habits. At the end of each week, you’ll find steps to complete a financial worksheet that follows the same theme of the week. Each worksheet aims to make you feel more confident about your income and expenses. The best part? Everything goes step-by-step so you won’t feel overwhelmed at any point in the month. 

Throughout the challenge you’ll find tasks like:

  • Spend $5 less at the grocery store.
  • Find a coupon for something you need to purchase.
  • Set up automatic payments for bills.
  • Unsubscribe from marketing emails. 
  • Take a look at your insurance policies, if you have multiple, check the rates for bundling them. 

Begin the challenge by printing the calendar before January 1st so you’ll be ready for your first task. Challenge your friends and family to join you and see who’s able to fully complete all 31-days by the end of the month. Print these tracking stickers to monitor your progress throughout January and give yourself a small reward at the end of the day once a task is completed.