If you have been approached by a debt collector, you know it can be an intimidating and unpleasant occurrence. Part of the reason for this is that debt collectors use psychological tactics like creating a sense of anxiety and urgency to pressure you into resolving your debt. As a result, if you’re feeling anxious you … Read more
If you ever get to the point when you feel as though all of your money seems to go toward paying off debt, you are probably living on the edge of a high debt-to-income ratio (DTI). Your debt-to-income ratio is a measure of how much you are paying in debt each month versus how much … Read more
If there’s one thing that most business owners dread to deal with, it’s finances! Whether you’re not great with numbers or you just don’t know how to best manage them, here are three different tips to help you. 1. Stay Organized First of all, you absolutely have to be sure that you can stay … Read more
Written by Alex Liu This article was originally published on UpCounsel. When considering small business financing, it’s important to understand all your available options. Otherwise, investors can easily take advantage of you and offer unfair terms. So before raising any money, learn if equity, debt or convertible debt financing makes the most sense for you … Read more